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Guide to Financial Planning for Mornington Peninsula Residents – The Advice Process

Guide to Financial Planning for Mornington Peninsula Residents

1. Understand What We Can Help With

When you think of a financial advisor, you might initially think of someone who tells you where to invest your money. However, our services extend far beyond that.

Financial advisors provide comprehensive assistance with every financial aspect of your life.

This includes insurance, tax planning, money management, estate planning, superannuation, investing and more. Our goal is to help you navigate all aspects of your financial life, ensuring that every piece fits together seamlessly.

2. Seeing If We’re the Right Fit

The next step is to determine if we are the right fit for your needs. This involves an initial consultation where we discuss your financial goals, current situation, and any specific concerns you may have.

This is an opportunity for you to ask questions and understand how we work.

Some things you might be wondering are: How can we help you? How much do we charge? Can we help you with a specific problem or opportunity that you have?

3. Collecting Your Financial Information

Once you decide to move forward, we will gather all the necessary financial information. This includes details about your income, superannuation, assets, liabilities, insurance policies, and any other relevant documents.

Having a complete picture of your financial situation is essential and lets us provide tailored advice that meets your unique needs.

4. Strategy and Plan Development

With your financial information in hand, we conduct a thorough analysis to understand your current financial standing and how we can best work to achieve your goals.

Based on this analysis and our experience in financial planning, we develop your personalised and actionable financial plan that is tailored to your needs and goals.

5. Presenting Your Financial Plan

We then present you with a detailed financial plan. This plan outlines the recommended strategies and actions needed to achieve your financial goals.

We explain each recommendation in detail, ensuring you understand the rationale behind it.

This is a collaborative process, and we want your input and questions.

6. Implementation of the Plan

Once you are comfortable with the plan, we move on to the implementation phase. This involves putting the recommended strategies into action.

Whether it’s setting up investment accounts, adjusting insurance coverage, or creating an estate plan, we guide you through each step to ensure everything is executed correctly.

7. Ongoing Monitoring and Review

Financial planning is not usually a one-time event but an ongoing process. We regularly monitor your progress and review your financial plan to ensure it remains aligned with your goals.

Life changes, and so do your financial needs. Regular reviews allow us to make necessary adjustments and keep you on track.


Engaging with a financial advisor is a proactive step towards securing your financial future.

By understanding the services we offer and the structured process we follow, you can feel confident in making informed decisions about your financial well-being.

Whether you need help with investments, tax planning, or managing your estate, we are here to guide you every step of the way.

Secure your financial future today!